This simple money system helps you prioritize your money each month, even if you feel like you're doing ALL THE THINGS.
When my husband and I first started dating we would often drive into the city for a night on the town. After a bit of driving I would ask where the restaurant was and my husband would say, “I’m not really sure but I know what side of town it’s on.”
This was a world without Google Maps so we would inevitably drive around in circles looking for our destination as my hunger morphed into hanger. We were young and had little responsibility, so the only consequence of our his lack of planning was two rumbling tummies (and a slightly peeved girlfriend).
The same cannot be said about not having a plan for your money.
With this simple system, having a plan for your money becomes part of your lifestyle. It’s just part of what you do each week, like grocery shopping or checking in with your favorite podcast.
The truth is, you’re already spending time managing your money. All month long you’re paying bills, reviewing accounts, and making money decisions, but you’re doing it at odd times, stealing moments in between tasks. You’re distracted and you’re probably reacting to things as they pop up rather than deliberately planning ahead.
This strategy doesn’t work for anyone long term. In fact, it’s a recipe for total burnout.
What if you took all the “money stuff” you’re already doing as you remember it throughout the week and put it into a once-a-week planning session?
Imagine… In the time it takes you to drink your morning coffee, you could have all your money tasks under control for the week.
Doesn’t that sound more enjoyable than what you’re doing now?
With The Monday Morning Money System in place, one hour a week is all you need to start making sense of your money.
Your Monday Morning Money System Includes:
- Personal Budget Worksheet
- Spending Tracker
- Recurring Expense Tracker
- List of Possible Expenses
- A tutorial that walks you through how to use all the tools in this system.
BONUS RESOURCE #1
Your Money Routine Checklist – a simple checklist to help you simplify and establish your new money routine.
BONUS RESOURCE #2
In Case of Emergency Personal Finance Worksheet – Moments of crisis and grief are not the time you want to be fumbling around, trying to find account numbers. The In Case of Emergency Personal Financial Worksheet will have you and your family better prepared.